Welcome to Our
Financing Department


Credit Application

Let the Finance Center at Kia Santa Maria be Your Guide to the Perfect Deal

Whether you choose a brand-new Kia model from our collection or one of our top-quality, used car or SUV models, you can count on the team in our finance center to help you navigate the world of auto financing. We work with your specific needs and budget to find the payment plan you like, and we work with a number of financial institutions and banks throughout the Santa Barbara, Lompoc, San Luis Obispo, Orcutt and Guadalupe CA area, to guide our customers to the perfect deal they can live with, every time.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Kia models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Get the Ball Rolling on Financing Your Next Car in Santa Maria


When you're ready to drive your next car home, the experts at Kia Santa Maria are standing by to help demystify the process. We can answer any questions that you may have, or if you're ready to put us to work for you now, simply fill out our online credit app. That way, we can hit the ground running and you'll be one step closer to owning your next car.

Credit Application

  1. Kia Santa Maria

    2175 S. Bradley Road
    Santa Maria, CA 93455

    • Sales: (805) 268-7980
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Get in Touch

  • PHONE NUMBER: (805) 268-7980
  • Monday10:00AM-6:00PM
  • Tuesday10:00AM-6:00PM
  • Wednesday10:00AM-6:00PM
  • Thursday10:00AM-6:00PM
  • Friday10:00AM-6:00PM
  • Saturday10:00AM-6:00PM
  • Sunday11:00AM-5:00PM